Low Equity Page

Attention! Low Equity Home Owners

Here's How to Sell for Top Dollar and AVOID Repairs, Tenant Drama, and Fees without bleeding away all your equity

Here's What Every Low Equity Home Owner NEEDS to Know Before Selling

The cost to sell is NOT 6%. At the MLS sales closing, you'll be sitting at the closing ready for your payday and instead receive a statement which barely pays you anything. In some cases, you even get handed a bill for selling!

First - You'll have to choose. Do you keep the tenants in place and lose all the profits to first time homeowners? Or do you risk kicking them out to get a higher price? What if they refuse and stop paying? What if the house takes longer to sell and you no longer have rent coming in?

Second - You list it and find a buyer! However, they ask you for $5k closing help. You evaluate and decide a $5k loss is not worth passing up on the deal.

Third - The inspector comes and does his job: Scaring the buyer to justify his fee. After the inspection, the buyers are spooked and threaten to back out unless you do the laundry list of repairs.

Lastly - It's the day of closing and you're ready for the big check! You expect to see $200,000 and notice after the realtors, repairs, holding costs, discount, and conveyance tax (1.5%-2%) you're only getting $170,000 WHAT HAPPENED to 6%?!

Where did my Equity GO? You have a loan of $175,000 with the bank and now have to PAY $5k to sell your home even after you jumped through all the realtor's hoops!

My Proven Low Equity Method to Get Top Dollar with No Fees, Tenant Drama, or Repairs... (even if the payments are behind)

There has to be catch right? The "catch" is simple. It's TIME!

Here's why this is the perfect solution if you are a homeowner who wants to move on from the property and not lose all your effort to the banks, realtors, and repairs.

How do we keep the mortgage in place? How does that let you get paid more? Here's how it works!

When you sell us the property, you have NO obligations or bills - No more tenants, rent, insurance, taxes, late night calls. All of that is on us now.

We take over the existing mortgage and immediately start paying all insurance, mortgage payments, bills, etc. You don't have to worry about the finances for the property again.

Why is this good for you? You don't have to lose equity to any fees or deal with any issues - repairs, dealing with the tenants, paying holding costs, paying realtors, or even paying for an attorney. You can use ours for free if you want.

What's in it for the buyer? We have a lot of standard mortgages from our properties, and we (like many others) have hit the mortgage count limit. Now, the only ones we can get are EXPENSIVE! You're letting us skip the fees of a new mortgage and avoid the usual 20% down, inspections, and hassle. WIN-WIN

You get to walk away, hassle free, and squeeze as much equity as possible from your property

5 Ways Sellers Squeeze the House for All It's Worth

1. You get to skip any tenant drama. No need to worry about evictions.

2. You don't have to do ANY repairs and no inspector is going to beat you up about the small stuff.

3. You don't pay a dime in realtor fees and get to skip ALL the hassle. You can be completely move on from the property with cash in pocket within 2 weeks!

4. Most IMPORTANTLY! Here's where we differ from low-ball investors. You get your top dollar price and maximize the equity you keep. Other investors will only let you skip the hassle if you agree to take a HUGE discount. We apply our methodology of taking over existing financing to help us both in the long run.

5. Since the mortgage stays in place, you build free credit every time we make the payment.

3 Risks All Sellers Should Ask About!

1. What if you stop paying my mortgage?!

This is the absolute worst case. And as a smart investor, you should know what this would look like.

If this were to ever happen, understand that you'd get your house back and keep any payments and appreciation.

Since we have a lot of assets and your name is on the title, the last thing we'd want is a long legal issue. That's bad for you and bad for business.

Just in case we fall off the face of the earth completely, you need to be covered! That's why we sign an agreement that lets you take back the house if we miss 2 mortgage payments. No hassle.

How can you be sure? You will receive monthly statements and see the progress. No secrets. No tricks.

2. What if the tenant stops paying or something breaks?

The best news is...that's no longer your problem!

You get your payment no matter what - regardless of tenants, damages, our responsibility is to you. Not the other way around.

We have large reserves, insurance, and multiple properties to cover any lulls.

3. What if the bank finds out you took over? Won't they be really mad? What will they do?

We get it, there's a statement on all mortgages which is the "Due on Sale Clause". This scary looking section says the bank has the option to call a loan due when you sell or transfer it.

At the end of the day, the only thing the bank really cares about is if the payments are being made. If their loan is performing and they're sitting while making money, why would they EVER get rid of it? They would be shooting themselves in the foot and costing themselves money.

Even though the due on sale clause is EXTREMELY rarely used, we go the extra mile and put the property into a trust.

What will a trust do? This would look like simple estate planning. It doesn't show the bank who owns the property, it just shows you giving someone (us) the power to manage the property.

And even if ALL of that doesn't work. The absolute worst thing that happens is we sell the property using our realtor to fully pay off the mortgage. The property will likely appreciate and be in much better condition - which makes that easy.

Rona Terms Example 2: Low Equity - How to Get Away with Profit (even if you're behind on payments)

Rona is a single mother who has a full-time job. She has rented a duplex she owns for the past 10 years as side income. Rona has too much on her plate to manage. The duplex is vacant and she's losing $1K each month. She wants to MOVE on! The problem?

Rona has a mortgage of $200k still and the property is worth $220K. That's $20k profit, right? NOPE. With the holding costs, closing costs, and realtor fees, she'd be PAYING someone to buy her house. How did we help?

We took over Rona's existing mortgage and bought the property with no closing costs and gave her some profit. See how...